Treasury Management

At Farmers & Stockmens Bank, our goal is to optimize your operating capital—and we have the tools to do it.

Sophisticated, convenient, and versatile, our suite of integrated Treasury Management Services is delivered by a team of local experts and is designed to help you with the complex demands of cash management.

Remote Deposit Express

Farmers & Stockmens Bank’s Remote Deposit Express is the most convenient, cost-effective way to accept and deposit checks. Using your personal computer, an internet connection, and a check-scanning device, you can electronically deposit checks from all your business locations into one settlement account.

  • Gain access to 24/7 deposit capabilities (deposits made by 4:00 p.m. MST will be credited to your account on the same business day)
  • Reduce expensive courier costs
  • Consolidate remote deposits into a single account
How Does Remote Deposit Express Work?

With Remote Deposit Express, you submit checks for deposit online using a check-scanning device. The scanner will capture the front and back image of the checks as well as the MICR (Magnetic Ink Character Recognition) information located at the bottom of each check.

Once all of your checks are scanned and the deposit is balanced, the check images are transmitted electronically through a secure system for processing.

Farmers & Stockmens Bank provides you access using a check scanner, web-based software for each of your business locations, and training for you and your staff to use the system.

Please call us at (575) 374-8301 for pricing information and to apply for Remote Deposit Express.

Funds Transfer

Funds Transfer accounts provide you the freedom you need to move your money. This account attaches to your checking account and allows you to sweep uninvested cash into an investment fund.

ACH Services (an Electronic Funds Transfer System)

This system increases control and efficiency of cash flow by reducing float time. Electronic Funds Transfer is an efficient method for dispersing payroll and pre-authorizing payments.

Direct Deposit

Direct Deposit provides a great benefit for your employees and other companies you work with. Direct Deposit is used for payments of interest, annuities, pensions, stocks and payroll.

Merchant Services

Cash Management

We offer a sophisticated set of online tools that can be customized to suit any business, ensuring your cash balances are constantly working hard for you. Here are just a few of the features:

  • Account Activity
  • Check Images
  • Account-to-Account Transfers
  • Online Services (research requests & secure e-mail)
  • Stop Payments
  • ACH Origination
  • Wire Transfers

See Customer Service for tier and pricing.