If you have an active internet connection, the entire world is going to be easier for you. Online banking by Mountain America Credit Union offers you convenience in the form of your account. You can easily manage all your transactions with your mobile phone.
This post shall cover some essential steps which are important to manage an online bank account.
How To Login To Mountain America Credit Union
Your bank account is very crucial for you. That is why to use it, and you need to log in. Your login credentials are the key to open the doors of your account. The credentials you get at the time of registration will help you in accessing your account every time.
To login on Mountain America Credit Union Online Banking, you would have to follow the below steps.
Step1: Open the official website of Mountain America Credit Union Online Banking.
Step2: Navigate to the login space, enter your login credentials i.e your username and password.
Step3: After entering the username, and password, click on the “Login” button.
The bank will verify your credentials and will permit you access. In case you feel any login error, the customer service is always there to help you. You can contact the customer service of the bank by calling them on 1-800-748-4302.
How To Retrieve Your Forgotten Password
In case you have forgotten your password, you can retrieve it and access your account. If you want to change your password for security reasons, you can do it very easily.
MOCU bank has a very simple procedure that allows you to change your password or retrieve your forgotten password without any hassle. Follow these steps:-
Step1: Open the official website of Mountain America Credit Union Online Banking.
Step2: Then, navigate to find login space.
Step3: Click on “Forgot Password”, just beside the “Login” button.
Step4: Further you would ask to enter your UserName and SSN/TaxID.
Step5: After entering the details, click on the “Continue” button.
Step6: Enter your new password and click on “Change Password.”
Now, you can successfully log back into your account and continue banking.
In case your account is hacked, it would be best to contact the bank. You can either visit your nearest branch or get assistance from the helpline numbers. You can contact the customer service of the bank by calling them on 1-800-748-4302.
How To Enroll Mountain America Credit Union Online Banking
Online banking by MOCU bank provides users access to their bank with the help of mobile. But to get that benefit, you need to enroll yourself in the online banking services of MOCU bank.
If you already have an account in Mountain America Credit Union bank, you need to follow some simple steps to enroll yourself in online banking services.
Follow the below steps to enroll yourself in the online banking of Mountain America Credit Union Online Banking.
Step1: Open the official website of Mountain America Credit Union Online Bank.
Step2: Navigate to the login space. Then click on the “Register” button.
Step3: Now, you have to choose between “Register as an individual” and “Register as a Business”. 
Step4: Choose one as per your need. Here for reference, we will consider “Register as an individual.”
Step5: Enter all your details, like your Income Tax Id and social security number.
Step6: Once you have entered all the details, click on the “Continue” button.
After the above steps, you will get your login credentials, and you can start your online banking with ease.
In case you do not have an account in Mountain America Credit Union Bank, you need to contact your nearest branch. For more assistance, you can seek help from customer service. You can contact the customer service of the bank by calling them on 1-800-748-4302.
Things That You Can Manage With Your Online Account
Online banking comes with a bunch of benefits. It makes banking comfortable by adding a lot of conveniences. After your registration in online banking of MOCU bank, you are open to online banking benefits.
With your online bank account, you can manage the following things.
- You get full-time access to your bank.
- Check your account balance on your fingertip.
- Keep track of your transaction history.
- Swiftly transfer money to other accounts.
- Pay all your bills without going anywhere.
- You can find ATM locations from where you can withdraw cash.
- You get to print and download our loan statements anytime, anywhere.
- The customer service is always there to assist you.
- You can apply for loans using your online banking platform.
- Further, check the status of your loan using your account.
Reviews
Mountain America Credit Union bank is a popular bank. The bank is well known for its customer service. It came into existence in 1934 as Salt Lake Telephone Employees credit union. It is the second-largest bank of Utah. The bank has good reviews and will help you in growing your money. It offers loans and credit cards. You can turn to the bank for your car and personal loans. However, some users have to complain about the ongoing checking account, which does not offer debit cards.
Benefit or Feature of the Bank
The Mountain America Credit Union has progressed a lot with time. You can become a member of the bank very easily. The credit union offers a lot of benefits to its users. Companies like
Questar Gas, Smiths Grocery stores, L-3 Communications, Novell, and many others trust MACU bank for their financial services.
Here are some of the features of MOCU bank:
Checking account
Mountain America Credit Union offers its users checking accounts. You can easily open checking accounts in credit unions. The bank also gives personal car and home loans.
The benefit of attaching yourself with a credit union is that you get better loans at a cheaper rate of interest.
The highlight of MOCU is the MyStyle checking account with an APY of .10%. The bank provides you the necessary banking tools, including e-statements, bill pay, online banking, and Visa Debit cards.
The bank asks or no minimum deposits. Rather, you can earn money by My style checking account on shoppings and other personal works.
Savings accounts
The Mountain America bank also offers you a savings account. Opening a savings account in MOCU means keeping your money in safe hands. You can see your money growing until you need it. You can deposit your money into a savings account from any of the branches.
Term deposits
MOCU offers its users Term deposits with good dividend rates. Any user is eligible for term deposits ranging from 6 months to five years. Users can expect good benefits with their term deposits.
The bank only asks for a minimum value of only $500 to open your term deposit account.
Credit cards
We all know the endless benefits of credit cards. To bring a smile on your face, MOCU offers you credit cards. The bank features two kinds of credit card options. The options are Visa Platinum Rewards and Visa Platinum. Both have their benefits. There are no hidden or annual fees.
If There are Any Downsides
Though the features of the bank are pretty good, some sides need improvement. Firstly, the bank needs to introduce a checking account as there is no debit card option with a present checking account.
The rates of savings accounts need to be improved. They are uncompetitive and might disappoint users.
Mountain America Credit Union Online Banking Contact Details.
In case of any complaint or issue with Mountain America Credit Union Online Banking, you can contact them with the following ways:
Mountain America Credit Union Online Banking Customer Support Number:
1-800-748-4302
Mountain America Credit Union Online BankingPostal Address:
Mountain America Credit Union
P.O. Box 2331,
Sandy, UT 84091,
1-800-748-4302.
Mountain America Credit Union Online Banking Information
Website: www.macu.com
Routing Number: 3240 7955 5
Swift Code: FNCTUS44
Phone Number: 1-800-748-4302
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FAQs
What Are the Benefits of Online Banking with MACU bank?
Online banking with MACU bank makes the payment easier and safer than you can think. It is very easy. Anyone can easily do online banking. Online banking with MACU bank is very convenient, so you don’t need to carry heavy bags to keep cash safe. You can easily do tractions in a minute only with a swipe. The best thing is that the service is available for 24 hours and 365 days.
When you pay with cash, there is no chance you can have a cashback, but there are various offers in internet banking. In a single word, you can say you get things at a more efficient rate. Online accounts are very easy to set up and are also very easy to use. Security plays a great role in online banking, and your money is safe in online banking, you are provided with passwords or pins.
You can easily do transactions if you have your pin or password. To save your time and to keep your money safe, you must enroll in online banking with MACUbank
What do I need to open an account at Mountain America?
To open an account in MOCU bank, you need the following documents.
- Valid government-issued picture identification
- Social Security Number or other Tax Identification Number (TIN)
- $5 membership deposit
What to do if I seek help from the bank?
There are various ways to contact the bank with different problems.
- You can contact the bank anytime for your query by visiting there.
- You can give them a call on (888) 372-9788 for questions related to online banking.
Conclusion
The bank offers good term deposits and various other benefits. However, many stipulations need to be resolved. You can go to the bank as it will help you in growing your money over time.
