Before making any payment with your card, you should read this Mercury credit card login and activation process. This simple steps will help you to log in to the Mercury credit card website and activate your credit card.
Mercury Credit Card Login
You will find all your credit card details in Mercury credit card portal. It provide all the details you need to make payment with Mercury credit card. Before, you make your first payment with Mercury credit card. You will need to log in to your Mercury credit account. Follow the steps below to log in to your Mercury credit card account,
First, you will need to visit Mercurycards.com – There you need to look for Manage My Credit Card. You will find it the right side of the page.
There, you need to sign in with your username and password.
Now, enter your username and password. And, press the “Sign in” button below.
You are now successfully logged into your credit card account.
How to Activate Mercury Credit Card
If you are a new cardholder of Mercury credit card. You will need to activate your Mercury master card, before log into the credit card account.
The mercury card com/activate process is very simple and easy to follow. Follow the steps below.
First, visit the mercurycards.com
Now, look for Activate My Card, You will find the option in the main menu or under the credit card sign in button.
Once you press on “Activate My Card”. It will now redirect you to the Card activation page.
Here, you will need to fill up the required information.
Now enter your new card number,
The last 4 digits of your standardized saving number or SSN.
And, your birthday month and month.
After, proving all the correct information. Press on the “Proceed” button to activate your card.
End of the process, your new Mercury MasterCard will be ready to use for bill payment and online shopping.
How to Reset Mercury Credit Card Username?
Either you are an existing cardholder or a new cardholder. You can easily reset your Mercury Credit Card Username. You can easily follow the steps below to reset your username.
First, visit mercurycards.com.
Then, look for the “Forgot your username” button.
It will redirect you to the page, there you will need to provide information to reset your username.
Enter your card number,
Last 4 digits of your SSN
Your birthday month and years.
After providing the information, press the “Process” button.
Now, you can easily follow the process to reset your Username.
How to Reset Mercury Credit Card Password?
You have forgotten your Mercury Credit Card password. Then, you can easily reset your password from Mercurycards.com
First, visit the website and press on the “forgot your password” button.
It will take you to the Forgot Password Page.
Here, it will ask you to enter your Username or Email Address
And, Last Four digits of SSN.
Once you provide this two information correctly. Press the “Reset Password” button.
Now, you can follow the procedure to reset your Mercury Credit Card account password.
How to Register For Mercury Credit Card Online Access?
You are a new cardholder of Mercury Mastercard and not able to login to mercurycards.com, then you will need to follow the steps to register for Online Access.
First, you need to go to mercurycards.com to start the process
Now, click on the “register for online access”. You will find this button just below the “sing in” button.
It is an easy process. You will just need to provide the correct information in order to complete the process.
You need to enter your Card or Account number
Provide last 4 digits of your SSN
And, your birth month and year.
After, entering all the information correctly. Press the “Proceed” button below.
Is There a Mercury Credit Card Mobile App?
Mercury Master has a mobile app. It is called Mercury Mastercard app by Creditshop LLC. You can view almost everything with this app. You can check rewards, view transactions, your FICO score, etc.
The mobile app also allows you to pay your bill. Mercury credit card app is available on the Apple App Store and Google Play Store. You can view the interface of the mobile app below.
Cardholders can do the following things with Mercury Credit Card Mobile App
- Pay Bills
- Check Account
- Check Account information
- View FICO Score
- Review Transaction details
- Get Paperless statements
Steps To Apply For a Mercury Credit Card with Reservation Code
This procedure for them who has received the reservation code and invitation to apply for Mercury credit card. You can follow the below steps to complete the application process. Before, starting, you will need the invitation to get started.
- You must keep the invitation code handy.
You can’t start the application process without the reservation code. This code you will receive as an offer in the mail. If you have the offer. You will need to “respond to the mail offer”.
- Verify Your Reservation Code
Go to the mercury credit card website. You will see a button called “My Application” in the header menu. Once you press on it. You will notice two option below,
- Continue application,
- Reservation Code,
Choose the “Reservation code” option. It will take you to the Pre-approved Mercury Mastercard offer page.
Now, you will need to enter your Reservation code and last 4 digits of your SSN to verify it.
- Fill Out the Application Form
Then, it will take you to the next page. Here, you will need to fill up your personal and financial detail to complete the application process.
- Wait for their Decision
It typically takes five days to hear back from Mercury Cards. If you get approved. You will get your credit card through the mail shortly as soon as your application get accepted. Now, you can enjoy your new credit card.
Mercury card lost reservation code
If you can’t find your reservation code. You could relocate it to the Mercury card website. Follow the previous explained two steps.
Now, click on “Don’t have a reservation code”.
It will take you to a page. Here, you will need to enter your last name, last 4 digits of your SSN and Zipcode to receive your reservation code.
The Benefit of Mercury MasterCard
Mercury MasterCard mostly targets people with a FICO score ranging from 575 to 675. So, many peoples can join this program and get a credit card. It has many benefits.
Mercury Credit card’s preapproved systems make it easy and simple to receive the credit card. You can easily receive a card within 10 days’ time.
This card has a Good APR. It has the same APR for balance transfer for other credit cards.
Mercury card has no annual fees.
There is a $38 penalty for any late payment or returned payment.
Cardholder gets $0 fraud accountability.
Mercury Credit Card Payment Options
You can make payments with Mercury Credit card. The website is available to check the account statement. It has all the information about your card. You can also check for monthly balance and make payment online with the Mercury credit card account.
Mercury Payment Mailing Address:
Note: You will need to include your full name and last 4 digits of the card number.
Card Services
PO BOX 70168
Philadelphia, PA 19176-0168
Overnight via Express Mail:
Lockbox Services
Box #70168
400 White Clay Center Dr
Newark, DE 19711
Mercury Credit Card Payment Phone Number:
The phone number is easy to use. It is 24/7 available to help you. Call the below phone number for the automated system,
866-686-2158
Mercury Credit Card Payment Phone Number: Customer Service Number
For Mercury credit card customer service number, call the number below
(844) 303-5355
You can also use the Mercury Credit Card Online Banking / Online Account Access
Mercury Credit Card Processor Contact Information
Voice Authorization – 800-944-1111
Merchant Services – 800-846-4472 ext 1801
Technical Support – 800-846-4472 ext 1818
Emergency Technical Support – theedge@mercurypay.com
Mercury Credit Card Review
Mercury Credit Card offers a number of Perks. It has an annual percentage rate from 25.90% to 27.90%. The APR for cash advances varies between 27.90% and 29.90%. There is no annual fee on the Mercury credit card.
The Balance transfer fee is either $10 or 5% of the amount of the cash advanced.
And, if you use the card for foreign transactions. You will pay 3% of each purchase. Most Mercury credit card users reported it has $1500 card limits. Some has said it has $5000 in credit. Cardholders also reported that they have received an automatic credit limit increase.
Overall, there are many benefits of using Mercury Mastercard.
It has a useful mobile app.
You can check your FICO Score with the Mercury Mobile App. It is a good option if you are looking to improve your credit score.
There is no annual fee on Mercury Mastercard.
There is Free Fraud Protection for Mercury Master Card holders. This means you get complete protection if you lost your credit card or stolen.
This credit card is acceptable by most Merchants
One user in credit karma said it is an Excellent for build credit.
Another cardholder mentioned it is a great card for reward payout.
More on Using Your Online Bank Login
FAQs
What is a Mercury Credit Card?
Mercury credit card is released by CreditShop LLC. They have focused on developing consumer-friendly credit products. This credit card provides complimentary access to the FICO score to the cardmembers. This card is first issued by First Bank & Trust.
This card comes with many beneficial features. It provides credit cards with even lower credit scores. You can use this credit card to improve your credit score. There is no annual fee.
So, you don’t have to pay extra charges for using this card. MasterCards are widely accepted credit cards. So, you can use this credit around the world. The credit card has zero fund liability. One of the poor of this card is if you don’t carry the balance. The interest rate on this card is high (26.4%).
What is the mercury credit card cash advance fee?
The Mercury Credit Card cash advance fee is either $10 or 5% of the amount of cash advance.
Can You Increase Mercury Credit Card Limit?
Many Mercury Credit cardholder confirms they have got a credit limit increase on the Mercury Mastercard.
Many customers also confirm they have received an automatic credit increase. But, it is not clear the process and list of criteria require for an automatic credit increase.
How much balance transfer fee on the Mercury Credit Card?
There is a balance transfer fee for Mercury Credit Card. All the balance transfer fees for Mercury credit card is $5 or 4% of the amount transferred.
What Does Pre Approved Mean For a Credit Card Mercury?
We normally hear about pre-approved credit card offers. It means card issuers approved your criteria after doing a soft credit check. You get a higher chance of getting approved for the credit card. There are certain benefits of receiving Pre Approved Credit Cards.
7 Comments
I lost my wallet and I do not know my account number. My name is Donna S Freeman
There should be a $300 open to buy. If there isn’t whomever has my wallet has been buying!!!
Hi Donna,
Sorry to hear that. Can you please specify it more what happened.
So, we could guide you accordingly.
Andrew
My husband has been getting phone calls for his account saying his monthly bill is not paid. we have no bill sent to us regarding this account
I need to speak to someone at your office.please reply
You could visit the Mercury Card Contact Us page to find customer service information
Are you doing any kind of deferred payment program during COVID-19?
You should contact the Mercury customer service number: 866-686-2158. A customer service agent will assist you.
your online payment site drives me crazy when I attempt a payment. Even though I know I sign in correctly it refuses to acknowledge me every time. then it sends a code to a mobile number yet I use a landline. yes some people do own a landline. then I get a code to email. but lose the page when I attempt to return to sign in. then the number on the card is illegible. then after I get the number no one there. its like they don’t want me to pay them.