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Please note that all Farmers & Stockmens Bank branch lobby's will be closed on Friday, August 23rd, 2019 to allow all employees to attend the funeral services for Nancy Fluhman. Drive Up will be open from 8AM to 5PM at our Clayton branch. We will resume normal business hours on Monday, August 26th, 2019. Thank you.

Treasury Management

Treasury Management

At Farmers & Stockmens Bank, our goal is to help you make the most of your operating capital — and we have the tools to do it. Highly modern, convenient, and versatile, our suite of integrated Treasury Management Services is delivered by a team of local experts and is designed to help you with the complex demands of cash management.

Remote Deposit Capture

Farmers & Stockmens Bank’s Remote Deposit Capture is the most convenient, cost-effective way to accept and deposit checks. Using your personal computer, an internet connection, and a check-scanning device purchased through Farmers & Stockmens Bank, you can electronically deposit checks from all your business locations into one settlement account. Deposits made by 4:00 p.m. MST will be credited to your account on the same business day.

  • Gain access to 24/7 deposit capabilities
  • Reduce expensive courier costs
  • Consolidate remote deposits into a single account

How Does Remote Deposit Capture Work?

With Remote Deposit Capture, you scan your checks for deposit to be submitted online to Farmers & Stockmens Bank. The scanner captures the front and back image of the checks as well as the MICR (Magnetic Ink Character Recognition) information located at the bottom of each check. Once all of your checks are scanned and the deposit is balanced, the check images are transmitted electronically through a secure system for processing.

Farmers & Stockmens Bank provides access to a check scanner, web-based software for each of your business locations, and training for you and your staff to use the system.

Please call us at (575) 374-8301 for pricing information and to apply for Remote Deposit Capture.

Funds Transfer

Funds transfer accounts provide you with the freedom to move your money. This account attaches to your checking account and allows you to sweep uninvested cash into an investment fund.

ACH Services

This Electronic Funds Transfer System increases control and efficiency of cash flow by reducing float time. Electronic funds transfer is an efficient method for dispersing payroll and pre-authorizing payments.

Direct Deposit

Direct deposit provides the benefit of convenience and security for your employees and other companies during business exchanges. Direct deposit is used for payments of interest, annuities, pensions, stocks and payroll.

Merchant Services

Cash Management

We offer a technologically advanced, yet user-friendly set of online tools that can be customized to suit any business so you can be sure your cash balances are constantly working hard. Here are just a few of the features:

  • Account Activity
  • Check Images
  • Account-to-Account Transfers
  • Research Requests and Secure Email
  • Stop Payments
  • ACH Origination
  • Wire Transfers


See Customer Service for tier and pricing information on our Treasury Management product offerings.

Ready to get started?
Contact Us